The prospect of buying a house located in Noida, which is one of the fastest growing real estate hubs of India is a goal for many. But, due to increasing property prices, getting the right mortgage for your home is a must for the majority of buyers. If you’re in search of the best home loan in Noida, Today Finserv Consulting India can assist you in navigating the best lenders, interest rates and eligibility requirements.
Why Take a Home Loan in Noida?
Noida is a great place to live, offering affordable and luxurious homes with an excellent infrastructure and a great area for those looking to buy a home. Home loans can help you: mortgage for your home will help you:
- Financing up to 90 percent of the value of the property
- Get tax benefits pursuant to section 24(b) and Section 80C.
- Select flexible time periods (up 30-years)
- Get the best rate of interest from the top lenders
With a home loan that is the right one with the right home loan, you will be able to purchase your dream home without financial strain.
Top Home Loan Providers in Noida (2025)
Below are the top lenders and banks providing mortgages for homes in Noida:
1. State Bank of India (SBI) – Best for Low Interest Rates
- Inflation Rate: 8.40 percent p.a. from the date of publication.
- The Loan: Tenure Maximum of 30 Years
- Maximum Loan: Amount 15 crores
- Processing Cost: 0.35% of the amount of loan (min. Rs2,000 + GST)
Why SBI?
- The lowest interest rates in India
- Special schemes for women borrowers
- There is no penalty for prepayments after one year
2. HDFC Bank – Best for Quick Approval
- Incentive Rate 8.50 percent p.a. from the date of publication.
- The Loan Tenure up to 30 years
- Maximum Loan Amount Rs 10 crores
- Processing Cost 0.50% of the amount of loan (min. Rs3,000)
Why HDFC?
- Fastest loan processing
- Top-up and balance transfer options
- Offers that have been approved for existing customers
3. LIC Housing Finance – Best for Government Employees
- Incentive Rate: 8.55 percent p.a. from now on
- Tenure of Loan: Up to 30 years
- Maximum Loan Amount: 15 crores
- Processing Fee: Up to 0.50%
Why LIC?
- Stable rates of interest
- Special discounts are available for government. & defense personnel
- Easy EMI restructuring
4. ICICI Bank – Best for Digital Process
- The interest rate: is 8.60 percent p.a. from the date of purchase
- The Loan: Tenure up to 30 years
- Maximum Loan Amount: Rs 5 crores
- Processing Fee: 0.50% + GST
Why ICICI?
- Instant online approval
- Doorstep document collection
- Flexible payment options
5. Axis Bank – Best for High Loan Amounts
- The interest rate: is 8.75 percent p.a. from now onwards
- Tenure of Loan: Up to 30 years
- Maximum Loan Amount: 5 crores
- Processing Fee: Up to 1%
Why Axis?
- Competitive rates
- Customized EMI plans
- Rapid disbursement
Eligibility Criteria for Home Loan in Noida
To qualify for a home loan, lenders check:
- Age: 21-65 years
- Income: Rs25,000+ (salaried) / Rs2.5 LPA+ (self-employed)
- Credit Score: 750+ (preferred)
- Experience in the field: 2+ years (salaried) + 3plus years (self-employed)
Documents Required for Home Loan in Noida
- Identity Proof: Aadhaar, PAN, Passport
- Address Proof: Voter ID, Utility Bills
- Income Evidence: Salary slips (last 3 months) ITR (last 2 years)
- Property papers: Sale deed, NOC from the builder
How to Get the Best Home Loan Deal in Noida?
- Compare the Interest Rates Compare interest rates Look at SBI, HDFC, LIC and ICICI for the best rate.
- Enhance Credit Score Maintain an CIBIL score of more than 750 to receive lower rates.
- Request Pre-Approval helps in negotiating prices for properties.
- Negotiate Processing Fees Some banks offer waivers.
- Select the right tenure A longer tenure means less EMI but a higher cost.
Why Choose Today Finserv Consulting India?
Today, we offer the moment Today Finserv Consulting India, we offer:
- Comparison of free the top mortgage lenders for home loans
- Lowest interest rate guarantee
- End to end app support
- Expert assistance on loan restructuring & balance transfer
We will ensure that you will have a smooth and easy home loan process so that you can concentrate on purchasing the home of your dreams!
Contact us Today Finserv Consulting India today for the best deals on home loan in Noida!
